We have made it! 2020 was the best year said no one ever! So here we are welcoming 2021, learning to live through a pandemic, improvise life, and make the most of the situation. It is important to reflect on last years goals or how last year went and what you want to achieve in 2021. Not sure what goals to set for yourself? Well let me help you with 5 Goals to you need to set in 2021!

5 Goals You Need to Set in 2021
No. 1: Financial Goals
This is a big one for me. I focused a lot on this last year and actually reduced my spending quite a bit because the lack of things to do last year. With less shopping, more eating at home, and utilizing free activities like hiking, I was able to save some money.
However, my blogging took a hit in 2020 due to the lack of work, starting over on my blog/Instagram (formerly Collectively Christine), and staying busy with other endeavors like my photography and jewelry making.
So what type of financial goals should you set?
- Savings: set a goal that you know you can achieve. Don’t set up some unrealistic number that you can’t manage. Look at your past banking information and determine how much you can put away.
- Money Making: want to earn more money in 2021? Set a monthly goal! Start small and build up from there. You can earn money from selling things you have in your house that you don’t use. If you have a skill set, use that to create something that you can sell.
- Pay Off Debt: want to lower your debt? Set an amount that you can pay off each month and if you can, pay more than the minimum payment. If you’re making extra money, think about adding that to pay off some of your debt.
I will be linking a spreadsheet to my debt income tracker and how I track my debt soon. Be sure to subscribe to my email list to make sure you get it when I add it!
- Big Purchase: Have a big purchase that you’re wanting to make this year? Make a goal for it, determine how much you need to be saving or making in order to achieve this.
No. 2: Health Goals
- Movement: Want to get moving this year? As we spend more time at home, it’s easy to not move at all. I work from home currently and it is a conscious effort for me to move around on breaks or get a good stretch in once in a while. So make little goals that you can maintain and achieve.
**Want to workout more? Here are my favorite workout apps for at home fitness.
- Diet: This doesn’t have to be a full blown fad diet that you jump on at the beginning of the year, think about the little goals that you can set. For example: cook # X a week at home, eat more whole foods, improve digestion by cutting out certain foods, head to a nutritionist for an expert opinion.
- Mind: Often neglected but I feel is the most important area. Whether it be taking more self-care days or meditating a couple days a weeks, set some goals that you can easily add into your routine to avoid overwhelm.
No. 3: Relationship Goals
- Love: Are you married, in a romantic relationship, or looking for love? Whatever point your love life may be at set goals that are true for you. This can look so different from person to person. Need to be more open and vulnerable? Set a goal for that! Want to take your relationship to a deeper level? Brainstorm goals that will get you there.
- Friendship: This is a relationship area I really want to focus on this year. While being in the middle of a pandemic, it’s been hard living in a new city and making friends. I have some amazing friends that aren’t near but I want to continue to strengthen my friendships.
So making goals for friendship can be removing toxic people out of your life, strengthening existing friendships, or putting yourself out there to make new genuine friendships. - Family: Family is everything and I think we learn that later along in life. Take time to make goals to grow your connection with family. Need to make amends? Make a goal to do that or baby steps to get to that.
No. 4: Career/Business Goals
- Learn: Having a great career or business requires growth and learning. Make some goals to take some classes, training, or webinars to grow your potential. This will set you up for success in the long run.
- Achieve: What do you want to achieve in your career or business? Write those down. Get specific with these goals and write down mini goals that will help you achieve your main goals.
- Ask: Have you been wanting a raise or want to be a lead on project? You never know the answer until you ask! Put yourself out there and go after what you want!
No. 5: Personal/Lifestyle Goals
- Beauty: Making goals related to beauty and hygiene can be an instant mood and confidence booster. Set some goals for a daily skincare routine or a weekly mask application. Taking care of yourself can improve mental health and self-love!
- Organize: Lord knows I need this in my life more and I actually took on a lot of organizing projects last year. That is going to roll over into this year. Getting organized can help you free up space, reduce anxiety, and leave you feeling accomplished.
Get organized by setting a goal for different rooms/spaces each month or set a time where you’re going to work on a space. This is not limited to just cabinets and rooms. Think wardrobe, email, financial tracking, etc. The areas for goal setting in this category are endless but remember don’t set too many task that will cause you to be overwhelmed. - Bad habits: Trying to kick a bad habit to the curb? Set a goal for that. Try to undo that bad habit a couple of times per month, then per week, then per day. Soon you will be realizing that you’re not doing those bad habits anymore and achieved your goal.
- Style: Look at your style and wardrobe. Are you happy with it? Are there things you want to change? It’s a great time to start decluttering, creating a capsule wardrobe or buying quality pieces to complete it. Set some goals that you want to achieve for your style and wear what makes you feel most confident.
I hope this gave you some ideas on what goals you should set this year. I would love to hear all your goals that you want to achieve in 2021 in the comments below.
xx // christine
Leave a Reply